DO you know how to spot the signs of a scam?
Here are eight common scams reported to Citizens Advice to watch out for:
:: Investment scams - victims are persuaded to invest money in fake ventures and are then unable to get their cash back.
:: Fake services - people are offered a service for a fee, only to find the service is not what it seems or does not exist. Examples include offers to fix computers remotely and fake invoices for advertising.
:: Vishing - conmen cold call people pretending to be a legitimate company, asking for credit or debit card details. For example, they might pretend they need to refund overpaid bills.
:: Doorstep selling - victims are offered goods door-to-door or from the back of a van, which are likely to be counterfeit. Fraudsters selling mattresses, "fresh" fish and cleaning products were all reported to Citizens Advice.
:: Up-front payment or fee - fraudsters ask for a payment in advance for a service or product that never materialises, such as asking for a fee to get a loan, or to pay for a training course to secure a job.
:: Premium rate texts - victims inadvertently agree to receive premium rate texts about games or competitions, usually costing around £4 each.
:: Counterfeit goods - people buy goods at marketplaces or online that turn out to be counterfeit or stolen. Common products include cigarettes, shoes and clothing, and tickets for events.
:: Goods not received - people place orders for goods which do not arrive. Scams are often carried out through social media and online auction sites.
If you suspect a scam:
:: Get help. Citizens Advice can provide assistance and pass details to Trading Standards.
:: Report scams or suspected scams to Action Fraud.
:: Tell a friend, neighbour or relative about any scams you become aware of to help prevent them from falling victim.
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